Insurance Underwriter

Job Description

Join our vibrant team in Brighton as an Insurance Underwriter. You will be responsible for underwriting new insurance policies and renewals, analysing clients' information, and making informed decisions regarding coverage limits and premiums. Strong communication skills are crucial for success in this role.

Responsibilities

• Evaluate insurance applications and determine the risk associated with insuring clients.
• Analyse clients’ financial information and assess their needs for insurance coverage.
• Prepare and present risk assessments to the management team.
• Negotiate insurance terms, premiums, and coverage limits with clients.
• Maintain accurate records and documentation in accordance with company policy.
• Review and process renewals to ensure compliance with underwriting guidelines.
• Collaborate with agents and brokers to provide exceptional customer service.

Requirements

Education

• Bachelor's degree in Finance, Business, or related field

Experience

• 3+ years of experience in insurance underwriting

Technical Skills

• Risk Assessment
• Financial Analysis
• Regulatory Compliance

Soft Skills

• Attention to Detail
• Communication

Certifications

• Chartered Insurance Institute (CII) qualification
• Fellowship of the Institute of Risk Management (FIRM)

Languages

• English: Fluent

Advantageous

• Experience with underwriting software: Familiar with industry-standard underwriting software tools.
• Knowledge of specific insurance markets (e.g., property, casualty): Understanding of niche markets within the insurance industry.

Benefits

• Competitive salary and performance bonuses
• Comprehensive health insurance coverage
• Generous annual leave and holiday entitlements
• Opportunities for professional development and training

Company Culture

• Team-oriented Environment: We foster a culture of teamwork where collaboration and mutual support are paramount.
• Commitment to Growth: We believe in investing in our employees’ professional development and career advancement.
• Diversity and Inclusion: Our company values diversity and encourages applications from individuals of all backgrounds.