Insurance Underwriter

Job Description

We are looking for an experienced Insurance Underwriter to enhance our Edinburgh office. You will play a pivotal role in assessing risks and setting premiums, whilst ensuring compliance with industry regulations. The ideal candidate will have a keen eye for detail and the ability to communicate effectively with clients and colleagues.

Responsibilities

• Conduct detailed risk analysis to support underwriting decisions.
• Communicate underwriting decisions and rationale to clients.
• Participate in risk assessment meetings and audits.
• Utilize underwriting software to streamline processes.
• Assess reinsurance needs and collaborate with reinsurers.
• Train and mentor junior underwriters and new staff.

Requirements

Education

• Bachelor's degree in Business or related field
• Professional qualification (e.g., AIIC, CII)

Experience

• 5+ years of experience in insurance underwriting

Technical Skills

• Financial Analysis
• Data Analysis

Soft Skills

• Problem-solving
• Team Work

Certifications

• Chartered Insurance Institute (CII)

Languages

• English: Fluent

Advantageous

• Proven Track Record: Demonstrated success in reducing loss ratios and increasing profitability.
• Leadership Experience: Previous experience managing junior underwriters or teams.

Benefits

• Comprehensive health coverage.
• Work-life balance initiatives.
• Flexible working hours.
• Access to training and workshops.

Company Culture

• Work-Life Balance: We prioritize a healthy work-life balance to support our employees' well-being.
• Innovation and Creativity: We encourage new ideas and innovative thinking to drive our business forward.