Insurance Underwriter

Job Description

Looking for a skilled Insurance Underwriter to join our Liverpool team. The ideal candidate will assess risk factors, review insurance applications, and determine coverage.

Responsibilities

• Evaluate complex insurance applications and underwriting risks.
• Develop pricing strategies based on risk assessment and market conditions.
• Collaborate with the sales team to support client retention efforts.
• Review loss run reports and adjust underwriting guidelines accordingly.
• Mentor junior underwriters and provide training on best practices.
• Ensure policies meet company standards and client expectations.
• Foster relationships with insurers and re-insurers.

Requirements

Education

• Bachelor's degree in Actuarial Science, Business, or a related field
• Fellowship status in a recognized actuarial organization is highly advantageous

Experience

• 5+ years of experience in underwriting or insurance risk assessment

Technical Skills

• Underwriting Software Proficiency
• Financial Analysis

Soft Skills

• Problem-solving
• Negotiation Skills

Languages

• English: Fluent

Advantageous

• Experience in commercial lines underwriting: Hands-on experience assessing risks in commercial insurance sectors.
• Proficiency in data analytics: Ability to analyze large datasets to inform underwriting decisions.

Benefits

• Comprehensive health insurance and dental coverage
• Generous annual leave and holiday entitlement
• Training and development opportunities
• Discounts on insurance products

Company Culture

• Work-Life Balance: We prioritize the well-being and work-life balance of our staff.
• Community Involvement: We actively engage with our local community and support charitable initiatives.
• Diversity and Inclusion: We are dedicated to creating an inclusive workplace that reflects the diversity of our clients.