Commercial Credit Analyst

Job Description

The Commercial Credit Analyst will be responsible for analysing the creditworthiness of businesses applying for credit and offering insights to management. Candidates should have a strong analytical background in finance or accounting.

Responsibilities

• Evaluate financial statements and credit reports to determine credit risk.
• Collaborate with sales teams to ensure customer account issues are addressed.
• Review and refine credit application processes to improve efficiency.
• Stay updated on market trends and regulatory changes related to credit.
• Prepare detailed reports for management on credit policy performance.
• Assist in training sessions for new employees on credit policies.
• Participate in risk assessment meetings and strategy formulation.
• Engage with clients for credit renewals and assessments.
• Help develop tools and systems for ongoing credit analysis.

Requirements

Education

• Bachelor's degree in Finance, Accounting, or related field

Experience

• Experience in commercial credit analysis is advantageous.

Technical Skills

• Risk assessment tools

Soft Skills

• Teamwork

Certifications

• CFA or ACCA

Languages

• English: Fluent

Advantageous

• Professional Certification: Holding a relevant certification such as CFA or ACCA enhances credibility.
• Experience in the Finance Industry: Prior experience in a finance-related role is desirable.

Benefits

• Robust health, dental, and vision plans
• Generous pension scheme
• Flexible working arrangements
• Continued education and training opportunities

Company Culture

• Innovation: We foster a culture of innovation, empowering team members to propose creative solutions.
• Supportive Atmosphere: Our workplace promotes a supportive atmosphere where collaboration is key.
• Community Engagement: We actively engage with our communities, promoting social responsibility.