Insurance Underwriter

Job Description

We are seeking an experienced Insurance Underwriter to join our dynamic team in Birmingham. The chosen candidate will evaluate insurance applications, analyse risk factors, and determine appropriate coverage terms and conditions. You will work closely with clients and agents to ensure a smooth underwriting process. Strong analytical skills and attention to detail are essential for this role.

Responsibilities

• Assess and evaluate the risk for various insurance products.
• Determine coverage and terms by reviewing applications and related documentation.
• Work with clients and brokers to clarify underwriting requirements.
• Ensure compliance with regulations and company policies.
• Contribute to the continuous improvement of underwriting processes.
• Collaborate with claims and risk management teams to enhance service delivery.

Requirements

Education

• Bachelor's degree in Finance, Business, or a related field

Experience

• 3+ years of experience in insurance underwriting or a related field

Technical Skills

• Risk Assessment
• Analytical Skills

Soft Skills

• Communication
• Decision Making

Languages

• English: Fluent

Advantageous

• Professional certification in underwriting (e.g., ACII): Having a professional qualification in insurance and risk management is preferred.

Benefits

• Competitive salary package
• Health and wellness benefits
• Opportunities for career advancement
• Flexible working arrangements

Company Culture

• Team Collaboration: We promote a team-oriented culture focusing on collaboration and mutual support.
• Continuous Improvement: Our team is dedicated to ongoing professional development and continuous improvement in their roles.
• Respect and Integrity: We value integrity and respect within our workplace, fostering a supportive environment.