Insurance Underwriter

Job Description

As an Insurance Underwriter in Edinburgh, you will play a crucial role in assessing risks and determining appropriate insurance coverage. Your expertise will guide clients through the underwriting process, ensuring that policies are tailored to their needs and comply with regulations.

Responsibilities

• Assess client risk profiles to determine policy eligibility.
• Make informed decisions on coverage and underwriting terms.
• Maintain documentation for all underwriting processes.
• Provide guidance on policy renewals and amendments.
• Assist in developing underwriting policies and procedures.
• Work closely with claims teams to understand claim patterns and adjust underwriting practices.
• Attend industry seminars and workshops to enhance professional knowledge.

Requirements

Education

• Bachelor's degree in Business Administration or a related discipline
• Professional qualifications such as ACII preferred

Experience

• 3-5 years of underwriting experience in the insurance sector

Technical Skills

• Insurance Software Proficiency
• Financial Analysis

Soft Skills

• Attention to Detail
• Teamwork

Certifications

• CII Advanced Diploma in Insurance

Languages

• English: Fluent

Advantageous

• Familiarity with technology: Tech-savvy and able to use underwriting software tools effectively.
• Networking Skills: Ability to build strong relationships with agents and clients.

Benefits

• Health, dental, and life insurance
• Generous leave policy including sick and annual leave
• Flexible working arrangements
• Employee training and development programs

Company Culture

• Transparency: We maintain open lines of communication and value honesty at every level.
• Employee Wellbeing: We prioritize the wellbeing of our employees through various health initiatives.
• Innovation Driven: We encourage innovative thinking and are open to new ideas from our team members.