Insurance Underwriter

Job Description

We are seeking an Insurance Underwriter to join our Edinburgh office. The successful candidate will assess risk and determine appropriate insurance coverage for applicants, using analytical skills to evaluate various factors. Strong communication and decision-making skills are essential.

Responsibilities

• Conduct risk assessments based on client profiles and application details.
• Negotiate terms and conditions of insurance policies with brokers.
• Use underwriting software to track and manage applications.
• Develop customized insurance solutions that meet client needs.
• Review and adjust underwriting guidelines based on regulatory changes.
• Identify opportunities for business development within the underwriting division.

Advantageous

• Experience in the claims process: Understanding of claims management to inform underwriting decisions.
• Proficiency in data analysis tools: Experience with tools like Excel or data visualization software.

Benefits

• Comprehensive health and wellness programs
• Pension scheme with employer contributions
• Support for continued education and certifications
• Annual company retreats and team-building events

Company Culture

• Work-Life Balance: We promote a healthy work-life balance through flexible working conditions.
• Innovation Focus: Encouraging innovative thinking to improve our products and services.
• Team Spirit: A collaborative environment where teamwork and mutual respect are at the core of our culture.