Insurance Underwriter

Job Description

We are seeking a detail-oriented Insurance Underwriter to join our team in Birmingham. The ideal candidate will play a key role in assessing and underwriting risks while ensuring compliance with policies and regulations. Your analytical skills and attention to detail will contribute to our goal of providing superior insurance services.

Responsibilities

• Conduct thorough assessments of risks and exposures.
• Maintain accurate records and documentation on underwriting decisions.
• Engage with claims department to inform decisions based on claims history.
• Support business development initiatives through effective underwriting.
• Enhance customer relationships by providing exceptional service.
• Participate in industry seminars to improve underwriting knowledge.

Requirements

Education

• Bachelor's degree in Risk Management or related discipline
• Professional certifications like ACII or FCII are a plus

Experience

• 3+ years of experience in insurance underwriting or risk management

Technical Skills

• Risk Analysis
• Data Interpretation

Soft Skills

• Negotiation Skills
• Team Collaboration

Certifications

• Certificate in Insurance and Risk Management
• Fellowship of the CII (FCII)

Languages

• English: Fluent

Advantageous

• Proficient in using data analytics tools: Experience in leveraging data analytics for risk assessment and decision-making.
• Professional network in the insurance industry: Existing relationships within the industry can be an asset.

Benefits

• Performance bonuses based on individual and company success
• Health, dental, and vision coverage
• Generous holiday allowance and paid sick leave
• Professional development opportunities
• Work-life balance initiatives

Company Culture

• Innovation-Driven: We encourage creativity and innovative thinking to better serve our clients.
• Customer-Centric: Our clients are at the heart of what we do; we strive to exceed their expectations.
• Sustainability Focus: We are dedicated to sustainable practices and corporate social responsibility.