Insurance Underwriter

Job Description

As an Insurance Underwriter based in Birmingham, you'll play a key role in assessing risk factors and determining coverage options. This position allows you to utilise your analytical skills in a dynamic and supportive environment.

Responsibilities

• Utilise statistical and actuarial data to enhance decision-making.
• Ensure compliance with consumer protection and regulatory standards.
• Work closely with claims adjusters to ensure a smooth underwriting process.
• Participate in meetings with stakeholders to discuss risk management strategies.
• Provide recommendations for policy improvement based on market research.

Requirements

Education

• Bachelor's degree in a relevant field is required
• Master's degree in Insurance or Risk Management is preferred

Experience

• 5+ years of experience in underwriting or risk analysis

Technical Skills

• Risk assessment
• Market research

Soft Skills

• Interpersonal skills
• Critical thinking

Certifications

• CPCU (Chartered Property Casualty Underwriter) designation is preferred.

Languages

• English: Fluent

Advantageous

• Proficiency in using Excel for data analysis: Ability to utilize advanced Excel features for analyzing data and reports.
• Experience in commercial underwriting: Experience in evaluating risks for commercial insurance policies.

Benefits

• Attractive salary package with bonuses
• Generous pension scheme matched by the company
• Health, dental, and vision insurance
• Training and career advancement opportunities

Company Culture

• Teamwork: We promote teamwork and collaboration among our staff.
• Continuous Improvement: We are committed to continuous improvement and finding better ways to serve our clients.
• Ethical Standards: Our commitment to ethical practices is central to our mission and operations.