Commercial Loan Officer

Job Description

As a Commercial Loan Officer, you will manage and evaluate loan applications from businesses, providing financial solutions tailored to their needs. Your expertise in assessing creditworthiness and risk will be essential in making lending decisions.

Responsibilities

• Review and process commercial loan applications efficiently.
• Conduct thorough credit assessments to minimise risk.
• Actively engage with clients to understand their financial needs.
• Negotiate terms and conditions of loans with borrowers.
• Ensure prompt communication with clients throughout the lending process.
• Create and maintain accurate documentation of loan agreements.
• Participate in training sessions to improve knowledge of lending practices.

Requirements

Education

• Master's degree in Finance or a related field is advantageous

Experience

• 3-5 years of experience in commercial lending, credit analysis, or a related field.

Technical Skills

• Risk Assessment
• Loan Management Software

Soft Skills

• Attention to Detail
• Analytical Thinking

Certifications

• Certified Commercial Loan Officer
• Professional Banking Qualification

Languages

• English: Fluent

Advantageous

• Proven track record of exceeding lending targets: Demonstrated history of meeting or exceeding sales and revenue goals within lending.
• Experience in customer-facing roles: Previous experience in roles requiring direct interaction with clients for problem-solving.

Benefits

• Flexible working arrangements.
• Employee wellbeing programs.
• Generous holiday entitlement.
• Access to training and certifications.

Company Culture

• Innovation: Our culture promotes innovation, encouraging employees to think outside the box and contribute new ideas.
• Client Focus: We prioritise excellent customer service, ensuring we meet and exceed client expectations.
• Work-Life Balance: We understand the importance of work-life harmony and promote flexible schedules.